Senior Lending Risk Manager

Key Responsibilities

• Oversight annual Risk Appetite reviews by articulating the aggregate level and types of risk the bank is willing to accept or avoid as it pursues business objectives.
• Monitor implementation of the Bank’s Risk Appetite statements and limits by various business and support and undertake continuous monitoring and reporting of the risk profile against the approved appetite thresholds.
• Oversight a comprehensive ICAAP for KCB Group and its subsidiaries in collaboration with internal stakeholders (Risk, Finance, Strategy, Credit) in line with country-specific regulatory requirements and industry best practices. Further, support the subsidiary teams in the supervisory review process (SREP) to ensure closure of issues and full implementation of recommendations from Regulators.
• Review the Risk-Based Loan Pricing framework and the risk adjusted pricing model in line with the Central Bank guidelines and internal policies as well as perform regular review of the loan pricing components and monitoring of loan pricing concessions and variances.
• Conduct stress testing and scenario analysis to evaluate the impact of adverse economic conditions on the bank’s credit portfolio and provide recommendations to inform risk management strategies and capital planning.
• Development and implementation of a robust climate risk management framework and establishment of a comprehensive process for identifying, assessing, mitigating and reporting risks posed by climate change and climate-related events.
• Provide leadership to a team of lending risk managers, responsible for their performance management and talent development.
• Ensure alignment of risk management practices with regulatory, best international practices and Group standards.
• Develop Board Risk reports by providing comprehensive and accurate information of the bank’s risk profile to Senior Management and the Board.
• Keep abreast and monitor the implementation of new and emerging global and regional banking regulatory requirements and best practice standards such as Basel II/III Framework, ISO 31000 Risk Management Guidelines, IFRS Standards etc and ensure the developments are integrated in the credit risk management frameworks

The Person

For the above position, the successful applicant should have the following:

• Bachelor’s degree in business or a related field is required
• Professional Qualifications such as: ACIB/AKIB/ CPA (K)/ACCA/ IRM/ FRR/PRM/FRM/SCR is required
• Master’s degree in business, Statistics, or Information Technology or related course

Essential experience for the role:

• 6 years Total Minimum of Experience Required as well as the following:
• 6 years’ Experience in Credit and/or Credit Risk Management
• 5 years’ Experience with Credit Policies, Governance, Processes, and Regulatory Compliance
• 4 years’ experience in Stakeholder Management
• 3 years’ Experience in Digital Lending and Automated Credit Decisioning
• 4 years’ Experience in Data Analysis and Reporting    
• 3 years’ experience in People Management will be an added advantage
• 3 years’ experience in Project Management will be an added advantage

The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV.

To be considered your application must be received by Friday 28^th February 2025

Qualified candidates with disability are encouraged to apply.

Only short-listed candidates will be contacted.