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Gold Visa Card

Be life ready with the KCB Gold Credit Card, with eligibility for both KCB and non-KCB customers. Perfect for individuals looking for higher credit card limits of Kes.200,000 and above; Go for gold!

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Gold Visa Card

Benefits

Benefits

Interest Free Period

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply

Flexible Repayment Options

Flexible Repayment Options

Flexible repayment options of between 10% to 100% of the outstanding balance

Exclusive Discounts

Exclusive Discounts

Enjoy discounts at 200+ KCB merchants, when you pay with your Gold card

Exclusive Memberships

Exclusive Memberships

Automatic memberships to the visa business club

Simba Points

Simba Points

You earn Simba Points every time you make payment with your card which you can redeem for cash, airtime and many more

Secure Transactions

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure

What We Need From You*

  • Kenyan national ID or passport
  • Your KRA PIN
  • Duly filled credit card application form
  • Bank statements for the last 6 months if self-employed – account turnover of between Kes. 200,000 and Kes 299,999.
  • 3 Months’ salary account bank statement
  • Latest pay slip – minimum net salary of between Kes. 200,000 and Kes 299,999.

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

Rates & Fees*

  • Joining fee - Kes 4000 waived 
  • Annual fee - Kes 4,000
  • Monthly fee - 3.5% of total amount due
  • Cash advance fee - 6% of amount accessed
  • Late payment fee - 5% of total outstanding balance
  • Over limit fee - Kes 1,000
  • Card replacement fee - Kes 1,000
  • Supplementary card - Kes 1,000
  • Minimum repayment - 10% of total billed amount

*Charges are not inclusive of tax

Interested in Gold Visa Card or have a question?

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