Merchant CashFlow Loan – Fuel Your Business Growth!

Why Choose KCB Merchant CashFlow Loan?*

• Quick Access: Get the funds you need in just a few steps via USSD.
• Flexible Terms: Choose loan tenures that suit your business needs from15, 30, 45, or 60 days.
• No Collateral: Access funds based on your merchant acquiring relationship with KCB Bank.

Who Qualifies?*

This loan is available to SME and Micro account holders who:

• Have a minimum of 24 months of merchant acquiring relationship with settlement in KCB Bank.

What we need from you*

For Limited Companies:

• Certificate of Incorporation
• Company PIN
• Merchant Board Resolution
• Company Search
• Memorandum & Articles of Association
• Director’s ID and PIN

For Limited Companies:

• Certificate of Registration
• Copy of ID
• KRA PIN

How to Apply for the Digital Term Loan

1. Dial *520# and enter your PIN to opt in.
2. Select Merchant CashFlow Loan and make your loan request.

To Check Your Loan Limit

1. Dial  *520#.
2. Select the option to check your credit limit.

Don’t Let Cash Flow Hold You Back

Apply today and keep your business thriving!