Infinite Credit Card

 Benefits*

• Free unlimited airport lounge access to card holder + 1 guest indefinitely.
• Global Cardholder Assistance Services.
• Referrals Available.
• Luxury Serviced.
• Avis Car Rental
• Collision Damage Waiver.
• Meet & Assist.
• Link your card to your KCB App.
• For complete range and access benefits visit: visa.co.ke or KCB Deals & Offers.
• Convenience.

Rates & Fees*

• Joining fee - Kes 10,000 waived.
• Annual fee - Kes 10,000.
• Monthly interest (for repayment less than 100%) - 3.5% of total amount due.
• Replacement fee - 6% of the amount.
• Withdrawal from KCB ATMs - Kes 500.
• Withdrawal from other ATMs - 6% of the amount.
• Late Payment fee - 5% of balance as at due date.
• Overlimit charges - Kes 1,000.
• Purchases from POS/Online - free.
• Insurance fee - 0.0380% of the amount transacted.

**Charges are not inclusive of tax.

**Terms and Conditions Apply.

Lounge Spend Rules*

• 30 day minimum spend through POS or online - Kes 65,000.
• 12 months minimum spend - Kes 800,000.
• Full lounge entitlement - Unlimited visits + 1 guest per visit in a year.

*Remember to always keep your pin a secret. PIN yako, siri yako.

What does 45 Day interest free period mean?

• The payment due date on your credit card is 15 days after the statement date, the day when the statement is made.
• A credit card's interest-free period is the time between the transaction date and the payment due date.
• If you make a purchase on day one after receiving your statement (Statement cycle) then you have 45 days to pay the balance of that purchase without being charged interest. Interest free Credit period reduces as you transact closer to the payment due date.
• It is very easy to avoid interest on your credit card if you manage the dates and payments well. All you need to do is to understand the process and be financially responsible to make payments before the due date.