BANK
For Agri-Business
Interested in:

 

  • Agribusiness Asset Financing

    This is a loan facility that enables customers to purchase commercial and farm machinery and equipment such as green houses, irrigation kits, oil processing equipment, chaff cutters, tractor implements, trucks for transport produce e.g. cereals, milk etc.

    Benefits

    • Loan amount of up to 250M
    • Asset to be used as collateral
    • 20% contribution for new assets, 30% for new tractors
    • 20% contribution for used assets, 40 % for used tractors
    • Loan duration up to 60 Months, 36 months for tractors.
    • Insurance offered by KCB Insurance

    What we need from you*

    • Borrower must be in commercial farming/trading activity for at least 1 year
    • Must be an active KCB account holder for the at least 3 months or provide a 6 months bank statement for non KCB customers.

    *A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

    Loan Rates & Fees*

    • Competitive rates

    *Charges are not inclusive of tax

     
  • Biodigester Loan

    This is a loan product designed to support farmers in the acquisition of Biogas systems. The product is offered in partnership with Kentainers Ltd who also provide expertise in installation.

    Benefits

    • Unsecured loan amount of up to Kshs 3 million
    • Secured loan amount of Kshs 3 million up to Kshs 250 million.
    • Loan repayment duration up to 18 Months.
    • Undertaking by a reputable processor to channel payments through KCB.
    • Chattels mortgage over Bio digester Kit.

    What we need from you*

    • Account relation for at least 3 months or regular remittance by reputable processor for at least 1 year.

    *A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

    Loan Rates & Fees*

    • Competitive rates

    *Charges are not inclusive of tax

  • Working Capital Loan

    This is a loan product designed to meet working capital requirement needs for traders in agribusiness. These include Agro vets, Agro processors, commodity traders(cereals, Legumes, Vegetables etc.), traders in livestock.

    Benefits

    • Up to 250 Million
    • 12 months tenor
    • Security; title deeds, logbooks, stocks etc

    What we need from you*

    • Must be in commercial farming/ activity for atleast 1 year.
    • Should have an active account relationship with KCB for atleast 3 months or 12 months bank statement for non KCB customers.

    *A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

    Loan Rates & Fees*

    • Competitive rates

    *Charges are not inclusive of tax

 

Interested in Farm Asset Loan or have a question?