Visa Signature Credit Card

 Benefits*

• 6 Free airport lounge access to card holder + 1 guest.
• Global Cardholder Assistance Services.
• Luxury hotel collection
• Avis car rental.
• Collision damage waiver.
• YQ Meet & Assist.
• Global Merchant
• Discount Offers.
• Exciting discounts at Spa by Xenaxia.
• Convenience.

Lounge Spend Rules*

• 30 day minimum spend through POS or online - Kes 45,000.
• 12 months minimum spend - Kes 550,000.
• Full lounge entitlement - 6 Visits + 1 guest per visit in a year.

*Remember to always keep your pin a secret. PIN yako, Siri Yako.

Rates & Fees*

• Joining fee - Kes 7,500 waived.
• Annual fee - Kes 7,500.
• Monthly interest (for repayment less than 100%) - 3.5% of spend as at due date.
• Replacement fee - Kes 500.
• Withdrawal from KCB ATMs - 6% of the amount.
• Withdrawal from other ATMs - 6% of the amount.
• Late payment fee - 5%.
• Overlimit charges - Kes 1,000.
• Purchases from POS/Online - free.
• Insurance fee - 0.038% of the amount transacted.

**Charges are not inclusive of tax.

**Terms and Conditions Apply.

 Charges*

What does 45 Day interest free period mean?

• The payment due date on your credit card is 15 days after the statement date, the day when the statement is made.
• A credit card's interest-free period is the time between the transaction date and the payment due date.
• If you make a purchase on day one after receiving your statement (Statement cycle) then you have 45 days to pay the balance of that purchase without being charged interest. Interest free Credit period reduces as you transact closer to the payment due date.
• It is very easy to avoid interest on your credit card if you manage the dates and payments well. All you need to do is to understand the process and be financially responsible to make payments before the due date.