Mobi Chama

How to get onto MobiChama

• Open a group/Chama Account at any KCB Branch
• Chama members to open individual accounts with KCB
• Sign up for KCB Mobile banking
• Link the individual accounts to the Chama Account
• Officials can add new members or remove existing ones

How to transfer/deposit cash into your Chama Account

1. From an individual’s account in KCB

• Dial *225#
• Enter your KCB Mobi PIN
• Select Chama
• Select Transact as a Member
• Select Transfer Funds to Chama
• Select the specific chama you are paying to
• Choose account (if you have more than one account at KCB)
• Enter amount
• Verify the transaction details and commit the transaction

2. From Safaricom M-PESA

• Go to Safaricom M-PESA menu
• Select Pay Bill
• Enter the KCB business number - 522522
• Enter your Chama Account number
• Enter the amount you wish to transfer
• Enter your M-PESA PIN
• Commit the transaction

Borrow loans from Chama (as a member)

• Dial *225# to access the mobile platform
• Select Chama menu
• Select Transact as a Member
• Select Borrow Loan from Chama
• Select the account to be credited (if you have more than one account at KCB)
• Select the chama (if you have more than one chama)
• Enter amount you want to borrow
• Verify the transaction details and Commit the transaction