Watu wa Team Legsus, hawayuuuu…. J
So if you’re like me na umekuwa ukifikiria it’s about time you bought a moti, I’m here to help. Buying a first car comes with so much emotion and pride and there’s no room for error cuz let’s face it, there’s a lot of things that can go wrong.
There’s a lot of sketchy people and ‘dealers’ outchea and none of us want to be conned out of our hard earned money. So, what to consider when buying your first car in Kenya? I gat you.
- Evaluate Your Needs
If I was given a choice, I would def get a high end luxurious moti, but vitu kwa ground ni different my fren. When getting your first car your focus should be on your needs. If you’re a person of off road or long distance travel for work or whatever, a 4WD may be best for you, lakini if you’re just using your car to go to and from work hapa na pale, consider getting a small, fuel efficient car like a Vitz, it’s much easier on the pocket.
- Second hand car, perhaps?
Admin most definitely can’t afford to get a new car so second hand it is. If you’re in the same boat, you are probably considering importing or buying locally. Though importing may take longer, it’s cheaper so this might be a better option. When importing you can use an import duty calculator to calculate the money needed to clear your car through customs. When buying locally you should invest in a loan calculator as this will help you in getting a car loan with KCB bank hapa J Also, since sisi ni wale wasee, you can get a second hand car by bidding for one on KCB right here.
- Do your research
A moti is all fun and games till later when you realize you can’t keep up with maintenance or when it starts letaing shida. Before purchase do your research. Depending on the car you get, are spare parts locally available? Can you afford them? How much do mechanics charge for servicing that model? Also when buying a used car, make sure you thoroughly inspect it to make sure it’s in proper condition. You should also verify its legitimacy through KRA and NTSA.
- Insurance, veeery important
You should first check the costs of collisions and liability, so in case of an accident, you’re not left in debt. KCB’s Motor insurance is a safe bet when you’re looking for a convenient, safe insurance partner and you can read all about that in our blog here.
Don’t be in a rush to make that purchase. Explore your options, look out for deals and seek help from pre-owned car agencies if need be. This is a very important purchase that you should be proud of for years to come so it’s best usicheswe J. Also, no pressure, man. You can save small small on your KCB Goal Account and see your car dreams come true.
Over & Out,
The Witty Banker.
